Estimate your Roth IRA balance at retirement and how much more it grows tax-free than a taxable account, using the 2026 contribution limits.
About this tool
Estimate your Roth IRA balance at retirement and your tax-free growth.
How to use Roth IRA Calculator
- Enter your age, retirement age and current balance.
- Enter your yearly contribution and expected return.
- Enter your tax rate to compare with a taxable account.
Worked example
Contributing the maximum from 30 to 65 at 7% builds a large tax-free balance well ahead of the same savings in a taxable account.
What is the 2026 Roth IRA limit?
$7,500, plus a $1,100 catch-up from age 50.
Who can contribute?
Direct contributions are limited above certain incomes; high earners sometimes use a backdoor Roth.
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