Net Worth Calculator
Add up your assets and debts to calculate your net worth.
Enter your values to see the result.
Processing and privacy
Processing varies by tool. Check the instructions for local processing, server requests, external services and any file or request limits before entering sensitive information.
Read the privacy policyHow this calculation works
Understand the method, inputs and limits behind your result.
- Formula
- Net worth = sum of assets − sum of liabilities.
- Variables
- Cash & savings
- Investments
- Retirement accounts
- Home & property
- Vehicles
- Other assets
- Mortgage
- Car loans
- Student loans
- Credit cards
- Other debts
- Units
- Use the same selected currency for all monetary inputs. Changing the symbol does not convert exchange rates.
- Example
- Assets of 478,000 and debts of 263,500 give a net worth of 214,500 and a debt-to-asset ratio of about 55%.
- Assumptions
- The result follows the selected options and supplied inputs. Displayed values may be rounded; check input precision before using the result.
- Source
- ToolzHive calculation guide and calculator implementation. External reference verification is pending.
- Last reviewed
- Review date not yet recorded.
Methodology & References
The method depends on the selected model and input options. Review the assumptions and references above before interpreting the result.
- Enter the value of each type of asset.
- Enter what you owe on each type of debt.
- Read your net worth, totals and breakdown.
Interpretation and limitations
- How often should I calculate net worth? Once or twice a year is enough to track progress.
- Should my home count? Yes, at a realistic sale value, with the mortgage listed as a debt.
References
External reference verification is pending. The formula and examples describe the current ToolzHive implementation.
Share this tool
Found it useful? Send it to a friend or teammate.
Rate this tool
0.0
0 ratings
- 5 stars 0
- 4 stars 0
- 3 stars 0
- 2 stars 0
- 1 star 0
Clear instructions
Find steps, examples and limitations below.
Use online
Open the tool in a supported web browser.
Free to use
No sign-up required. Tool-specific limits may apply.
How to use the Net Worth Calculator
Add up your assets and debts to calculate your net worth.
- 1 Enter the value of each type of asset.
- 2 Enter what you owe on each type of debt.
- 3 Read your net worth, totals and breakdown.
Example and practical tips
Assets of 478,000 and debts of 263,500 give a net worth of 214,500 and a debt-to-asset ratio of about 55%.
Frequently asked questions
How often should I calculate net worth?
Once or twice a year is enough to track progress.
Should my home count?
Yes, at a realistic sale value, with the mortgage listed as a debt.
Practical guides
-
How to Use Net Worth Calculator
Add up your cash, investments, property and other assets, subtract mortgages, loans and card debt, and see your net worth and debt-to-asset ratio.
Report an issue
Something broken or not quite right? Tell us and we will look into it.