Add up your cash, investments, property and other assets, subtract mortgages, loans and card debt, and see your net worth and debt-to-asset ratio.
About this tool
Add up your assets and debts to calculate your net worth.
How to use Net Worth Calculator
- Enter the value of each type of asset.
- Enter what you owe on each type of debt.
- Read your net worth, totals and breakdown.
Worked example
Assets of 478,000 and debts of 263,500 give a net worth of 214,500 and a debt-to-asset ratio of about 55%.
How often should I calculate net worth?
Once or twice a year is enough to track progress.
Should my home count?
Yes, at a realistic sale value, with the mortgage listed as a debt.
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